affordable housing Archives

Financing Prosperity by Dealing with Debt

In an era when many of us depend on debt to survive but struggle with its consequences, Financing Prosperity by Dealing with Debt draws together current thinking on how to solve debt crises and promote inclusive prosperity.

By profiling existing action by credit unions and community organisations, alongside bold proposals for the future, with contributions from artists, activists and academics, the book shows how we can rethink the validity and inevitability of many contemporary forms of debt through organising debt audits, promoting debt cancellation and expanding member-owned co-operatives. The authors set out legal and political methods for changing the rules of the system to provide debt relief and reshape economies for more inclusive and sustainable flourishing. The book also profiles community-based actions that are changing the role of debt in economic, social and political life – among them, participatory art projects, radical advice networks and ways of financing feminist green transitions.

While much of the research and activism documented here has taken place in London, the contributors show how different initiatives draw from and generate inspiration elsewhere, from debt audits across the global south, creative interventions around the UK and grassroots movements in North America. Financing Prosperity by Dealing with Debt moves beyond critique to present a wealth of concrete ways to tackle debt and forge the prosperous communities we want for the future.

Village Housing

Village Housing explores the housing challenge faced by England’s amenity villages, rooted in post-war counter-urbanisation and a rising tide of investment demand for rural homes. It tracks solutions to date and considers what further actions might be taken to increase the equity of housing outcomes and thereby support rural economies and alternate rural futures.

Examining past, current and future intervention, the book’s authors look firstly at the interwar reliance on landowners to provide tied housing and post-war diversification of responses to rising housing access difficulties, including from the public and third sectors; secondly, at recent responses that are community-led or rely on flexibilities in the planning system; and thirdly, at actions that disrupt established production processes: self-build, low impact development and a re-emergence of council provision.

These responses to the village housing challenge are set against a broader backcloth of structural constraint – rooted in a planning-land-tax-finance nexus – and opportunities, through reform, to reduce that constraint. Village Housing makes the case for planning, land and tax reforms that can broader the social inclusivity and diversity of villages, supporting their economic function and allowing them to play their part in post-carbon rural futures. It aims to contribute greater understanding of the village housing problem – framed by the wider cost crisis afflicting advanced economies – and offer glimpses of alternative relationships with planning and land.

Rent Strikes

Since the nineteenth century, working-class families have predominantly relied on tenements for housing, with rents often consuming a large portion of their household budgets. There is a long and contested history of tenants taking collective action across time and in many contexts, including their involvement in rent strikes, but international comparisons have been scarce. Rent Strikes: A history of collective tenant actions across the world is a collaborative effort by 16 contributors from diverse countries to identify common patterns and global trajectories in the rich history of tenants’ strikes, spanning a period of almost 120 years from the early twentieth century to the Covid-19 pandemic. It brings together local, national and comparative case studies to illustrate the history of tenant mobilisation for the general public, connecting with existing scholarship and laying the groundwork for future research. Adopting a transnational perspective, it examines episodes of tenant struggles in North and Latin America, Northern and Southern Europe, and Oceania. In doing so, the book explores a range of actions, including petitions, demonstrations, boycotts and legal actions, and has a special focus on the part played by women in these movements. The contributors examine the role of ethnic, national and gender differences between tenants and landlords, while situating their studies within a broader historical context and addressing the larger questions posed in the first chapter.